Fix Your Credit Smarter, Faster.

Remove errors. Increase your score. Qualify for home and auto loans, luxury credit cards & more!

Start With a Free Credit Review

WE HELP REMOVE

  • Collections

  • Charge-offs

  • Medical Collections

  • Repossessions

  • Student Loans

  • Late Payments

  • Identity Theft

How Credit Repair Works

You can’t drive how you want, you have to follow the traffic laws. Just like traffic laws the banks, credit bureaus, and creditors have credit laws they need to follow. A lot of times banks, credit bureaus, and collection agencies don’t follow these laws when reporting derogatory accounts.

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Audit

The first step is to identify the problems and issues holding back your credit with a comprehensive credit analysis.

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Challenge

Using consumer protection laws we file factual disputes to challenge the errors on the derogatory items holding back your credit

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Repeat

If items come back “verified” we escalate the dispute process and even include the creditors in the dispute process

Clean Up Time!

For a healthy credit score, you should not carry derogatory items on your credit report. Charged off accounts, collections, late payments, and inquiries can dramatically lower your score.

The difference in a high score can mean THOUSANDS of money lost. Lenders for home loans, credit card companies, and auto dealerships look at your credit report before making decisions.

Let’s take a look at your credit reports together. We’ll walk you through what’s helping, what’s hurting, and what can be improved.

Frequently Asked Questions

How long until I see results?

Real progress usually starts within the first 60 days, depending on how many errors or disputes we need to handle. Sometimes small removals or changes show up earlier. (Keep in mind: credit bureaus have up to 30 days to investigate most disputes.)

On avearage, our most successful customers stay in the program 6 to 8 months for the best results.

Can you remove any negative item from my report?

No—only items that are inaccurate, outdated, or unverifiable. If a negative item is fully verified and correct, it legally cannot be removed.

But here’s the good news: most credit files have multiple items that fit the “disputable” criteria. That’s where our “hacks” come in — we spot what most people miss.

What makes you different? Why “hacks”?

Because we don’t blindly send disputes. We dig into patterns, leverage timing, and use legal frameworks most companies ignore.

We treat your credit file like a puzzle — we know where the weak links tend to be, which arguments tend to work, and how to push creditor responses legally. Plus, we give you clarity — you understand every step, not just watch us work.

How long will I need this service?

It depends on your starting point. Many clients stay 6 to 8 months, but more complicated cases (multiple tradelines, bankruptcies, etc.) may take longer.

We’ll always evaluate if it makes sense to continue. If you’re not seeing fair progress, you can cancel anytime.

See More On Credit Boosters

My goal is to buy a home. Can you really help me get mortgage-ready?

Yes! That’s one of our biggest success stories. We help clients go from “denied” to “approved” by targeting the items that lenders care about most. Within a few months, you’ll know your score trajectory and what steps to take next — often while working directly with your loan officer.

If homeownership is your goal, we’ll build your roadmap together so you can start shopping for homes with confidence.

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